Start of main content

About the plans

Get to know the details and benefits of your plan, and explore ways to make it work harder for you.

We want to help you build a solid financial future.

Your plan is available exclusively to State of Vermont employees. Once you’ve joined the plan, you can easily and conveniently access your account information at any time. Sign up today by registering your account and you’re on your way.

Want to learn more about your plan? The plan highlights provide information about contributions, vesting, distribution options and plans.

To open or close an accordion tab, press enter while focused on the tab header

Amounts withdrawn, except for qualified withdrawals from a Roth 401(k) and 403(b), are generally taxed at ordinary income tax rates. Amounts withdrawn before age 59 ½ may be subject to a 10% federal income tax penalty, applicable taxes and plan restrictions. Neither Prudential Financial nor any of its affiliates provide tax or legal advice for which you should consult your qualified professional.

GoalMaker’s model allocations are based on generally accepted financial theories that take into account the historic returns of different asset classes. But, of course, past performance of any investment does not guarantee future results. Participants should consider their other assets, income and investments (e.g. equity in a home, Social Security benefits, individual retirement plan investments, etc.) in addition to their interest in the plan, to the extent those items are not taken into account in the model.  Participants should also periodically reassess their GoalMaker investments to make sure their model portfolio continues to correspond to their changing attitudes and retirement time horizon.

Self‐Directed Brokerage products and services are offered through Prudential Investment Management Services LLC (PIMS), Newark, NJ, a Prudential Financial company. Self‐Directed Brokerage Accounts are carried and maintained by National Financial Services LLC pursuant to a clearing agreement with PIMS.