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About the plans

Get to know the details and benefits of your plan, and explore ways to make it work harder for you.

We want to help you build a solid financial future.

Your plan is available exclusively to State of Vermont employees. Once you’ve joined the plan, you can easily and conveniently access your account information at any time. Sign up today by registering your account and you’re on your way.

Want to learn more about your plan? The plan highlights provide information about contributions, vesting, distribution options, and plans.

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Withdrawals may be subject to income tax and a 10% early withdrawal penalty if taken before age 59½. Earnings on Roth contributions will be taxed unless withdrawals are a qualified distribution as defined by the IRS.

GoalMaker’s model allocations are based on generally accepted financial theories that take into account the historic returns of different asset classes. But, of course, past performance of any investment does not guarantee future results. Participants should consider their other assets, income, and investments (e.g. equity in a home, Social Security benefits, individual retirement plan investments, etc.) in addition to their interest in the plan, to the extent those items are not taken into account in the model. Participants should also periodically reassess their GoalMaker investments to make sure their model portfolio continues to correspond to their changing attitudes and retirement time horizon.

Securities, when presented, are offered and/or distributed by Empower Financial Services, Inc., Member FINRA/SIPC. EFSI is an affiliate of Empower Retirement, LLC; Empower Funds, Inc.; and registered investment adviser Empower Advisory Group, LLC. Brokerage services such as clearing, settlement, custody and other similar functions are provided by NFS, Member FINRA/NYSE/SIPC. Additional information may be obtained by calling 888-244-6237. EFSI and NFS are separate, unaffiliated brokerage firms. Brokerage accounts are subject to EFSI review and approval. This material is for informational purposes only and is not intended to provide investment, legal, advice or tax recommendations.